Behind on Mortgage Payments
If you're behind on your mortgage, you can sell your house for cash before missed payments turn into foreclosure, often walking away with your equity and your credit intact. Equity ResQ buys houses in any condition and can close in as little as two weeks.
You're Dealing With:
- ! You've missed 1, 2, or 3 mortgage payments and the lender is escalating
- ! You're using credit cards or savings to keep up and that's running out
- ! The bank refuses to modify your loan or won't approve a short sale
- ! You've tried listing the house but can't get a fast buyer
- ! You don't want a foreclosure on your credit report for the next 7 years
- ! You need cash to relocate or pay off other debts
Missing mortgage payments doesn’t make you a failure. It makes you human. Medical bills, job loss, business downturns, divorce, unexpected expenses, any of these can put a homeowner behind. The mistake is waiting too long to take action.
If you’re behind on your mortgage and falling further behind every month, selling your home for cash before the bank moves to foreclosure is one of the smartest financial decisions you can make. We help homeowners in the Central Valley and Antelope Valley stop the bleeding, protect their credit, and walk away with cash in hand.
How We Help
Most homeowners in this situation wait too long because they don’t realize how many options they have. Here’s how we help.
We close before the bank can foreclose. As long as you haven’t been served foreclosure papers, you have time. The longer you wait, the fewer options you have. We can typically close in 7 to 14 days.
We pay off your mortgage at closing. You don’t need to come up with money to bring your loan current. We pay the lender directly out of the sale proceeds, and you get whatever equity is left.
Even if you have little or no equity, we can help. We’ve structured creative solutions including short sales, subject-to purchases (where we take over the existing loan), and lease-purchase arrangements. Tell us your situation and we’ll find a path.
Your credit recovers faster. A foreclosure stays on your credit for 7 years and tanks your score by 100+ points. A clean sale preserves your credit and your ability to buy another home in 2-3 years instead of 7.
No more sleepless nights. The mortgage stress ends the day we close. You walk away with cash, a clean slate, and the ability to move forward.
We’ve worked with homeowners 1 month behind, 6 months behind, even those served with foreclosure papers. The sooner we talk, the more options you have.
Ready to Sell Your Home?
Fill out the form. We'll call within the hour.
Your information stays private. We never sell your data, and there is never any obligation to accept an offer.
Ready to Get Your Cash Offer?
Tell us about your property. We'll respond within the hour.